The 4 Best iPhone Personal Finance Apps

Everyday Money Management Apps for iOS

America is a nation on the go. Who has time these days to check their bank statements or all those bills cluttering their desks to figure out where they stand financially? When you're contemplating making a major purpose or otherwise committing to something that will cost money, you want your financial facts at your fingertips, not in a drawer at home. 

Luckily, there are many free and low-cost personal finance apps out there for your smartphone or tablet. You can consult your app and enter in data on the fly. This list includes the most reliable iOS apps out there. Download them on your iPhone, iPad or iPod Touch, or from the App Store in iTunes.


Mint iPhone App

Mint app screenshot
Mint Software, Inc.

Mint is one of the most popular apps for the iPhone. The Mint app syncs with your online app and automatically enters transactions and updates account balances for you. It sends real-time alerts that you can set up to wave a red flag when your account balances are running low, when you've run over your spending budget or are about to, or there's been unusual spending activity in one or more of your accounts. Version 15.4.0 requires iOS 9.0 or later.



List and Calendar Views in BillTracker app

BillTracker does just what the name implies: It tracks your bills so that you don't have to. You can be sure that you always pay them on time. This app handles recurring expenses and keeps a full history with the date that bills were paid. Calendar and list views show when bills are due, and BillTracker stores payee phone numbers, websites, and other information as well. Version 2.2 requires iOS 9.0 or later. 



SplashMoney iPhone App
SplashData, Inc

SplashMoney is a personal finance iPhone app with a good set of money management features. Connect wirelessly to online banking using secure encryption. You'll have the option of synchronizing with SplashMoney Desktop, which can be purchased separately. Version 5.0.1 requires iOS 7.0 or later. 



Pocket Money iPhone App
Catamount Software

PocketMoney promises to keeps data entry to a minimum on your iOS device while offering tools for tracking accounts, budgeting, spending analysis, and backing up and exporting financial data. Quicken and Microsoft Money users can export data to PocketMoney, make changes to it, then import that data back to the desktop software.

PocketMoney is available in over a dozen languages and multiple currencies. You can try this app before you buy it by downloading PocketMoney Lite, a slightly less-featured free version. Version 4.3.2 requires iOS 8.0 or later.


Budgeting Apps

Although the personal finance apps listed here all have some budgeting features, you might be looking for an app that lets you do more budgeting without a lot of additional financial tools. Check out the Top Budgeting iPhone Apps to get the details on the top picks.